VOLUNTARY BENEFITS- SHORT TERM DISABILITY & UNIVERSAL LIFE INSURANCE
OFFERED EXCLUSIVELY THROUGH UNUM, AN INDUSTRY LEADER, TO AFSCME
DISTRICT COUNCIL 47 MEMBERS (LOCALS 810, 2186, 2187)

Do not miss the opportunity to protect your paycheck with Short-term Disability Income
Protection (STD) and your family with Universal Life Insurance.

Highlights of Short-Term Disability Income Protection:

• Insure up to 50% of your income without any physicals and minimal medical questions
• No medical questions/Guarantee Issue if within 90 days of hire
• Benefits are paid directly to you tax free and are based on your doctor’s medical records
• Customize benefits to your needs based on your sick time and financial circumstances
• Pay premiums conveniently through payroll deduction
• Portable benefits that you can continue at the same rate as long as you are earning an
   income

Highlights of Universal Life Insurance Protection:

• Available for members, spouses and children
• Affordable rates starting at $3.00 per week; insurance that you can customize according
   to your needs and financial circumstances
• No physicals required and minimal medical questions
• Flexible life insurance that you can continue at the same rate when you retire with no  
  benefit changes
• Benefits paid directly to your beneficiaries tax free
• Pay premiums conveniently through payroll deduction

How to enroll:

Take advantage of a quarterly consultation with an enrollment counselor to determine if these valuable benefits are right for you.

Flyers are distributed to members prior to the Open Enrollment Periods in January, April, July and October.

Call Benefits Plus Consulting Group, Inc. “BPCG” at 215-564-0288 or email angela@consultbenefitsplus.com to schedule a group meeting or individual consultation.

Contact BPCG:

• To obtain a Claim Form
• Upon return to work
• For status changes